Badadeal

Reading Time: 4 mins Financial Support this winter. The government have pledged to help households with their cost of living and energy bills, as the latter are expected to soar to £3,420 in October with a predicted rise to £3,850 in January. U tilities consultant BFY have released the figures revealing a 74 per cent increase to the energy price cap, which already went up by 54 per cent to £1,971 in April 2020.     The price cap was previously set at £1,227, with a jump to £3,420 meaning and some families are choosing heating over eating or vice versa. Ofgem has also said that the price cap will change every three months rather than six.   SUPPORT SCHEMES   With that in mind, the g overnment has introduced a series of support schemes to help struggling households .   £650 cost of living payment   This is paid in two instalments to all households on means-tested benefits, including those receiving:   Universal credit   Income-based jobseeker’s allowance   Income-rela...

Reading Time: 2 mins Don’t fall into the tax gap! HMRC are on a mission to claw back taxes in order to meet their shortfall. They have turned their attention to those who may be yet to register their status or who are collecting a foreign income in order to close this tax gap. Don’t fall foul of the Taxman’s quest!   Luckily, there is still time for you to put things in order to avoid losing money or getting into trouble. Tax specialists Tax Accountant suggest you will need to move quickly. HMRC are ramping up their efforts to contact people regarding their taxes. Not only have google searches for ‘foreign income’ and ‘foreign tax credit relief’ increased dramatically, but the news that HMRC is investigating hundreds of customers has sparked a frenzy.   Tax Accountant have said HMRC’s investigation into customers’ accounts with Puerto Rican-based Euro Specific Bank in July has led to many people contacting them to find out just what is happening. Many people may have foreign i...

Reading Time: 2 mins Frozen food giant Iceland has been working hard to help their customers in any way possible to combat the cost of living crisis as food prices soar. We recently wrote about the chain giving 40,000 pensioners across the country £30 vouchers to spend on essentials within their stores. Now, Iceland are partnering with charity-owned lender Fair for You to support customers with rising food costs. The Iceland Food Club is a new nationally available, affordable and flexible credit solution for daily essentials. Iceland have said the Food Club is the result of the supermarket’s dedication to their customers. They want to ensure they are able to navigate the extortionate cost of living and avoid food poverty. They are also determined to help customers smooth out their income. This scheme launches today across the UK. The Iceland Food Club initiative was the brainchild of Iceland Colleagues. Many wanted to support children who were at risk of hunger due to food pov...

Reading Time: 2 mins Deadline. Pensioners on low incomes are being reminded that the deadline to claim for a key benefit by this Thursday, August 18 th , in order to receive the full cost of living payment. MoneyMagpie want to urge you to please check in on your elderly relatives and people who may need help with this as if they miss out it will be catastrophic for some this winter. Commenting on the deadline, set by the Department for Work and Pensions (DWP), to apply for Pension Credit and still qualify for the first cost of living payment of £326,  Sarah Pennells, consumer finance specialist at Royal London  says: “Pension Credit is a highly valuable benefit, especially during the cost of living crisis, yet approximately one in three people who are entitled to receive it, don’t currently claim it, missing out on an estimated £1.7 billion of benefits. “Not only does it top up the income of people who aren’t entitled to the full State Pension, but – crucially – bec...

Reading Time: 6 mins Financial Help Claimants of Universal Credit could be due thousands worth of extra financial of extra help, but may not be aware of it. Low income Brits are struggling with their household budgets in the face of rising costs – from household bills like gas and electricity to food and general cost of living – but they could get up to thirty different kinds of assistance. Universal Credit claimants almost doubled during the pandemic to 6 million Brits, and more than a third of these are working but claiming from the Department for Work and Pensions because their income is not high enough on its own. Benefits than can be claimed include Council Tax reduction. Shockingly, 15 billion pounds of benefit money is lost every year by not being claimed, with pensioners missing out the most. More than a quarter of million older people also don’t claim Housing Benefit which could save them £4,000 per year. A complete list of help available… Experts say one of the m...

Reading Time: 4 mins Non-governmental and non-profit association Together are urging people to contact their local MPs in a bid to add pressure to #AxeTheTax on fuel bills and domestic energy prices. With the cost-of-living crisis at an all-time high and inflation at a staggering 9.4%, Together are giving people the tools they need to call for action. With the energy price cap expected to increase even further in Autumn, a winter like no other is ahead of us. It will be a long, dark winter for many, with people unable to afford to light and heat their homes across the UK. Last week Together contacted large broadcasters and national newspapers to get in on the action. Now, they want you! Step 1 Step 2 Step 3   Step 1 Find your local MP. The internet is your best friend when it comes to finding members of parliament from your area. Use this handy tool to find your local MP by simply typing in your postcode.   Step 2 Email your MP. Once you have found out who the person...

Reading Time: 4 mins Retail giant Amazon is once again hosting their annual ‘Amazon Prime Day’, which attracts millions of Brits every year. It is Amazon’s biggest sale, where customers can take advantage of massive discounts and grab huge bargains. Tomorrow is the big day (12 th July), with discounts running for two days from just after midnight tomorrow morning and ending Wednesday evening. Whether you are on the hunt for kitchenware, electricals or fashion items, Prime Day promises unbelievable deals on your favourite items. As with most sales, however, Prime Day attracts cyber criminals who want to take your hard-earned money. We see this with Black Friday and the Boxing Day sales – fraudsters look to take advantage of eager consumers who want to bag themselves a bargain. In 2021, a staggering 2,300 fake Amazon websites were set up in the run up to Prime Day. Hackers wanted a piece of the £9.3 billion spent worldwide on this day. Luckily, cybersecurity experts...

Reading Time: 2 mins McDonalds Rewards are finally something we can enjoy. Customers can collect points on purchases to redeem against menu items or donate to charity. An Excuse to eat nuggs if ever I heard one.  McDonald’s UK is launching its first rewards scheme, which will award customers free menu items, or the option to donate them to charities including Children in Need, FareShare and Ronald McDonald House Charities. MyMcDonald’s Rewards are available for sign-up from 20 July via the McDonald’s App, where you can earn 100 points for every £1 you spend. Each penny equals 1 point and there are some incredible rewards: 1,500 points bags you menu items including small Fries, Hash Browns or a Side Salad. With 2,500 points you can select a Double Cheeseburger or Vegetable Deluxe. 4,000 points gets you 6 Chicken McNuggets or a Big Mac. There’s also the option to donate the cash equivalent of their points to BBC Children in Need, FareShare and Ronald McDonald House Ch...

Reading Time: 2 mins Summer Aid. On 27 October 2021 the government announced a further investment of over £200 million per year over the next 3 financial years for the holiday activities and food programme (HAF).   This builds on research showing that the school holidays can be pressure points for some families. For some children this can lead to a holiday experience gap, with children from low-income households less likely to access organised out-of-school activities, more likely to experience ‘unhealthy holidays’ in terms of nutrition and physical health, and finally more likely to experience social isolation.   This holiday provision is for school aged children from reception to year 11 (inclusive) who receive benefits-related free school meals: these are available to pupils if their parents are in receipt of one of the qualifying benefits, and have a claim verified by their school or local authority.   Local authorities are asked to ensure that the offer of free h...

Reading Time: 4 mins What happens when you can’t afford your pet? Shelters have reportedly been receiving more and more unwanted animals as the cost of living crisis affects millions across the UK.   As fuel and bill prices rise along with grocery costs, many people just can’t justify spending money on an animal as well.   Jo Evans, who manages a shelter for the RSPCA near Exeter, told the BBC that people are struggling to pay for vet bills: “We are beginning to see people say they just can’t afford to own an animal so they have to rehome it,” said Evans, before noting that people should take the time to understand the cost involved before they take on a new pet.   According to Pet Keen , an estimated 2.7 million animals a year in the UK are being taken in by shelters: mostly dogs and cats but also fish and small mammals, which is financially stretching the shelters. And with the cost of living crisis, the problems are piling up.   PANDEMIC PETS In 2020, as the pandemic ...

Reading Time: 2 mins Are you a beauty expert? Are you up to date on the latest trends, products and ingredients? Well, you are in luck. Now, you can get paid to test beauty products. Luxury department store Liberty London are looking for one individual to become a Liberty Beauty tester. The iconic store in the heart of London has a long heritage of sumptuous beauty products. This wonderful emporium takes new and upcoming trends and sits them beside classic items. Now, you could be part of Liberty’s rich history. From Brazilian body scrubs and complexion brightening makeup to smoothing serums and nourishing hair masks, the team at Liberty need you to try out a range of fabulous beauty products. One lucky person will have the chance to try out and review the best beauty items from the range at Liberty this year. Could it be you? You will receive a 12-month subscription to Liberty’s Beauty Drop service. This is a subscription which includes four boxes of goodies per year, with a...

Reading Time: 4 mins Retail giant Amazon is once again hosting their annual ‘Amazon Prime Day’, which attracts millions of Brits every year. It is Amazon’s biggest sale, where customers can take advantage of massive discounts and grab huge bargains. Tomorrow is the big day (12 th July), with discounts running for two days from just after midnight tomorrow morning and ending Wednesday evening. Whether you are on the hunt for kitchenware, electricals or fashion items, Prime Day promises unbelievable deals on your favourite items. As with most sales, however, Prime Day attracts cyber criminals who want to take your hard-earned money. We see this with Black Friday and the Boxing Day sales – fraudsters look to take advantage of eager consumers who want to bag themselves a bargain. In 2021, a staggering 2,300 fake Amazon websites were set up in the run up to Prime Day. Hackers wanted a piece of the £9.3 billion spent worldwide on this day. Luckily, cybersecurity experts NordVPN hav...